Current healthcare laws explained

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“A lot of folks think that we don’t have to have it anymore. That’s not the case,” said Steven Jackson with David Raines Community Health.

Jackson says there has been confusion for some on the last day to sign up for healthcare under the Affordable Care Act as the newly republican majority government maintains its repeal and replace promise.

“This law is collapsing and we need to step in a restore real choices and real competition so that we can actually lower costs for patients and families,” said Speaker of the House on Tuesday morning.

As the new administration continues figuring out how to make changes, the current healtchare laws still apply.

“The Affordable Care Act is still the law of the land and until Congress finds a replacement plan for it, it still has to be abided by or more than likely, they’ll recieve the penalty,” Jackson explained.

This year, the penalty for not having insurance is 2.5 percent of your household income or $695 per adult…whichever is higher.

There are some exceptions to the penalty who can sign up during a special enrollment period.

The ACA was created to make healthcare accessible to those who could not afford it otherwise.

According to the Department of Health and Human Services, as of January 14th, 8-point-8 million people have health insurance thanks to the Affordable Care Act.

Right now, insurance is available and will likely continue to be available through the year.

“We’re encouraging everyone to still sign up and still receive the insruance even if it does change,” Jackson said. “Even if something does change about it, you want health insurance so that if something happens…we’re not always going to be health. Accidents happen and you want to make sure you have coverage.”

The deadline to sign up for insurance under the Affordable Care Act is Tuesday, January 31st by 11:59 p.m.

For more information, visit: www.healthcare.gov

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