How To Avoid Falling Victim To Phishing Scams

SHEVEPORT (KTAL) -- Home Federal Bank wants you to take steps to protect yourself against phishing attacks.

On Friday, HFB company officials and the Louisiana Bankers Association issued a warning about phishing scams related to the Target data breach.

Phishing attacks use spoofed e-mails and fraudulent websites designed to fool recipients into divulging personal financial data. 

By hijacking the trusted brands of banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them. 

Here are some tips on how to avoid becoming a victim:

  • If you have responded to an e-mail, contact your bank immediately so they can protect your account
  • Never give out your personal or financial information in response to an unsolicited phone call, fax or e-mail, no matter how official it may seem
  • Do not respond to e-mails that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the e-mail's validity using a telephone number or Web address you know to be genuine
  • Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately
  • When submitting financial information online, look for the padlock or key icon at the bottom of your Internet browser. Most secure Internet addresses, though not all, use "https" at the beginning of the address in the URL bar
  • Report suspicious activity to the Internet Crime Complaint Center a partnership between the FBI and the National White Collar Crime Center

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